Can this skill help with transaction history pagination?

Yes, it includes logic to handle Plaid's transaction fetching limits by implementing loops that use offsets to retrieve the full 24 months of available history.

How does this skill help with Plaid Link?

It provides the complete code patterns for both server-side link token creation and client-side integration using the react-plaid-link library.

How are webhooks handled in this skill?

The skill provides a structured approach for setting up an endpoint to process various Plaid webhook events, such as initial transaction updates and credential expiration errors.

Does it support sandbox testing?

Absolutely, the skill includes specific instructions and credentials for the Plaid Sandbox environment to test your integration without live bank data.

Plaid Banking Integration

Name: Plaid Banking Integration
Author: raintree-technology

byraintree-technology

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API Development

Integrates the Plaid API to securely connect bank accounts, retrieve real-time financial data, and process ACH payments.

About

The Plaid Banking API Expert skill provides Claude with the specialized knowledge required to build robust fintech applications. It guides developers through the entire Plaid integration lifecycle, including implementing the Plaid Link flow, secure token exchange, and retrieving sensitive financial data such as transaction history, account balances, and identity verification. With specific patterns for ACH transfers and webhook management, this skill ensures production-ready implementation following industry-standard security practices for handling financial information.

Key Features

Comprehensive webhook handling for real-time financial updates
Automated retrieval of transactions, balances, and account data
39 GitHub stars
Security-first implementation patterns for token encryption and storage
End-to-end Plaid Link flow implementation for web and mobile
Secure ACH payment setup via Plaid Auth and routing verification

Use Cases

Building payment platforms that require bank account verification for ACH
Developing personal finance managers with automated transaction syncing
Creating identity and income verification workflows for lending applications

About

Key Features

Comprehensive webhook handling for real-time financial updates
Automated retrieval of transactions, balances, and account data
39 GitHub stars
Security-first implementation patterns for token encryption and storage
End-to-end Plaid Link flow implementation for web and mobile
Secure ACH payment setup via Plaid Auth and routing verification

Use Cases

Building payment platforms that require bank account verification for ACH
Developing personal finance managers with automated transaction syncing
Creating identity and income verification workflows for lending applications