Is my financial data secure?

Yes, the skill acts as a bridge between Claude and the official YNAB API. No financial data is stored outside of your active session or the YNAB platform itself.

How does it handle credit card payments?

The skill intelligently identifies transfers between accounts, ensuring that credit card payments are treated as money movement rather than new spending in your reports.

Does this skill require a YNAB API token?

Yes, you must provide your YNAB Personal Access Token to allow Claude to securely communicate with your budget data. The skill never logs or displays your token.

Can Claude actually change my budget categories?

Yes, if write tools are enabled. However, the skill defaults to a 'dry-run' mode, showing you a preview of changes before they are actually applied to your YNAB account.

Can I manage multiple YNAB budgets?

Absolutely. The skill detects all budgets associated with your account and allows you to switch between them or select a default for your session.

YNAB Budget Manager

Name: YNAB Budget Manager
Author: plattegruber

byplattegruber

0•

Productivity & Workflow

Manages YNAB personal finances by categorizing transactions, analyzing spending trends, and monitoring credit card health directly within Claude.

The YNAB Budget Manager skill empowers Claude to act as a personal financial assistant by integrating directly with your YNAB (You Need A Budget) account. It allows you to perform comprehensive budget reviews, categorize uncategorized transactions, and monitor account balances without leaving your development environment. With specialized workflows for credit card health checks and monthly spending analysis, it helps you identify overspending, track category goals, and maintain financial discipline through automated data retrieval and optional write-back capabilities.

Key Features

01Multi-budget support with automatic selection and persistence

02Detailed monthly budget summaries and category breakdowns

03Real-time credit card health and payment shortfall analysis

040 GitHub stars

05Automated transaction review and categorization

06Historical spending trend analysis across multiple months

Use Cases

01Quickly categorizing a batch of recent transactions from the command line

02Checking if credit card payment categories are fully funded to avoid debt

03Comparing current grocery or entertainment spending against previous months

What are Skills?·How to Install

Install with 🐟 Skill.Fish

npx skillfish add plattegruber/openclaw-skills ynab-budget-manager

For use in Claude.ai and ChatGPT

Download Skill